{"id":3497,"date":"2020-08-03T08:16:00","date_gmt":"2020-08-03T08:16:00","guid":{"rendered":"https:\/\/paginas.fe.up.pt\/~ipoint\/?page_id=3497"},"modified":"2021-04-30T16:18:02","modified_gmt":"2021-04-30T15:18:02","slug":"financas","status":"publish","type":"page","link":"https:\/\/fe.up.pt\/ipoint\/bem-estar\/profissional\/financas\/","title":{"rendered":"Finan\u00e7as"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: left top;background-repeat: no-repeat;padding-top:20px;padding-right:0px;padding-bottom:20px;padding-left:0px;margin-bottom: 0px;margin-top: 0px;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"imageframe-align-center\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"83\" image_height=\"87\" image_id=\"4610\" title=\"icon_financas\" src=\"https:\/\/paginas.fe.up.pt\/~ipoint\/wp-content\/uploads\/2021\/01\/icon_financas.png\" class=\"img-responsive wp-image-4610\"\/><\/span><\/div><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-center\" style=\"margin:0;\">Finan\u00e7as<\/h2><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-first\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><p><strong>Oportunidade de Financiamento e Bolsas<\/strong><\/p>\n<p>A frequ\u00eancia de um programa de forma\u00e7\u00e3o na FEUP pode ser financiada atrav\u00e9s de bolsas de estudo e de investiga\u00e7\u00e3o atribu\u00eddas por institui\u00e7\u00f5es externas, entidades governamentais, ou institui\u00e7\u00f5es parceiras da Universidade por via da celebra\u00e7\u00e3o de acordos e cons\u00f3rcios nacionais e internacionais.<\/p>\n<p>Entre as institui\u00e7\u00f5es que prestam este tipo de apoios incluem-se o <a href=\"https:\/\/www.portaldiplomatico.mne.gov.pt\/sobre-nos\/carreiras-e-oportunidades\/bolsas-de-estudo\"><strong>Portal Diplom\u00e1tico<\/strong><\/a>, o <strong><a href=\"https:\/\/www.instituto-camoes.pt\/activity\/o-que-fazemos\/bolsas-estudo\">Instituto Cam\u00f5es<\/a><\/strong>, a <strong><a href=\"https:\/\/www.fct.pt\/index.phtml.pt\">Funda\u00e7\u00e3o para a Ci\u00eancia e a Tecnologia (FCT)<\/a><\/strong>, o <strong><a href=\"https:\/\/app.becas-santander.com\/pt\/program\/graduacao2021\">Programa Santander Universidades<\/a><\/strong> ,\u00a0<strong><a href=\"https:\/\/gulbenkian.pt\/bolsas-gulbenkian\/\">Funda\u00e7\u00e3o Calouste Gulbenkian <\/a><\/strong>ou <strong><a href=\"https:\/\/www.akdn.org\/pt\/ag%C3%AAncias\/funda%C3%A7%C3%A3o-aga-khan\/programa-internacional-de-bolsas-de-estudo\">Funda\u00e7\u00e3o AGA KHAN.<\/a><\/strong><\/p>\n<p>A FEUP disponibiliza bolsas em diversas \u00e1reas de investiga\u00e7\u00e3o. Para saber mais sobre as bolsas de investiga\u00e7\u00e3o deve consultar a <strong><a href=\"https:\/\/sigarra.up.pt\/feup\/pt\/noticias_geral.lista_noticias?p_grupo_noticias=19\">\u00e1rea de not\u00edcias do Portal<\/a><\/strong>.<\/p>\n<p><strong>Abrir conta banc\u00e1ria<\/strong><\/p>\n<p>Se est\u00e1s a pensar mudar-te para Portugal, abrir uma conta banc\u00e1ria num banco portugu\u00eas pode tornar o teu dia a dia mais simples. O processo para abrir uma conta banc\u00e1ria em Portugal \u00e9 simples e r\u00e1pido. Vais querer escolher bem e saber identificar pontos fortes.<\/p>\n<p>O que deves ter em conta:<\/p>\n<ul>\n<li>A simplicidade na abertura da conta banc\u00e1ria;<\/li>\n<li>O montante m\u00ednimo exigido para abertura de conta;<\/li>\n<li>Os diferentes servi\u00e7os oferecidos;<\/li>\n<\/ul>\n<p>Encontrar um banco com baixas comiss\u00f5es ou isen\u00e7\u00e3o em servi\u00e7os que uses regularmente pode ser um trunfo para as tuas finan\u00e7as. Antes de avan\u00e7ares para a abertura de conta, precisas de apresentar um conjunto de documentos e dados que ajudem o banco a saber mais sobre ti.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-last\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-2\"><p>No geral v\u00e3o pedir-te:<\/p>\n<ul>\n<li>Documento de identifica\u00e7\u00e3o pessoal (Passaporte v\u00e1lido ou Cart\u00e3o de Cidad\u00e3o, caso sejas cidad\u00e3o da Uni\u00e3o Europeia);<\/li>\n<\/ul>\n<ul>\n<li>N\u00famero de identifica\u00e7\u00e3o fiscal (NIF) do teu pa\u00eds de resid\u00eancia e de Portugal (o provis\u00f3rio serve) e respetivo comprovativo;<\/li>\n<\/ul>\n<ul>\n<li>Comprovativo de morada (por exemplo, o contrato de arrendamento que apresente evid\u00eancia do registo nas Finan\u00e7as, a Escritura de Compra e Venda do im\u00f3vel que se est\u00e1 a adquirir, a fatura de eletricidade, \u00e1gua ou g\u00e1s);<\/li>\n<\/ul>\n<ul>\n<li>Em algumas circunst\u00e2ncias, caso estejas a trabalhar no pa\u00eds, pode ser exigido um comprovativo da empresa onde trabalhas (por exemplo, um recibo de vencimento ou um contrato de trabalho) ou, caso sejas trabalhador por conta pr\u00f3pria, a Declara\u00e7\u00e3o Anual de Impostos, devidamente validada pela Entidade Fiscal ou Comprovativo de Servi\u00e7os Prestados;<\/li>\n<\/ul>\n<ul>\n<li>Caso queiras abrir a conta para um filho, precisas de ter a certid\u00e3o de nascimento ou o documento equivalente. Al\u00e9m destas informa\u00e7\u00f5es, poder\u00e1s tamb\u00e9m ter de apresentar uma fotografia, os teus contactos, bem como o comprovativo de outras nacionalidades que n\u00e3o estejam no teu documento de identifica\u00e7\u00e3o.<\/li>\n<\/ul>\n<p><strong>Financiamento aos estudos<\/strong><\/p>\n<p>O Programa Operacional Capital Humano (POCH) e a Funda\u00e7\u00e3o para a Ci\u00eancia e a Tecnologia, I.P, disponibilizaram em parceria com o Sistema Portugu\u00eas de Garantia M\u00fatua e o sistema banc\u00e1rio, uma nova <strong><a href=\"https:\/\/www.spgm.pt\/pt\/catalogo\/linha-de-credito-para-estudantes-ensino-superior\/\">Linha de Cr\u00e9dito para Estudantes do Ensino Superior com Garantia M\u00fatua<\/a><\/strong>, destinada a apoiar a promo\u00e7\u00e3o do acesso ao Ensino Superior, melhorando os n\u00edveis de frequ\u00eancia e conclus\u00e3o dos cursos superiores, com vista a aumentar os n\u00edveis de participa\u00e7\u00e3o e de habilita\u00e7\u00f5es.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:936px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-column-inner-bg-wrapper\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"padding: 0px 0px 0px 0px;\"><div ><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img decoding=\"async\" width=\"568\" image_height=\"568\" image_id=\"4555\" title=\"trabalho_400x400px\" src=\"https:\/\/paginas.fe.up.pt\/~ipoint\/wp-content\/uploads\/2021\/01\/trabalho_400x400px-1.jpg\" class=\"img-responsive wp-image-4555\" srcset=\"https:\/\/fe.up.pt\/ipoint\/wp-content\/uploads\/2021\/01\/trabalho_400x400px-1-200x200.jpg 200w, https:\/\/fe.up.pt\/ipoint\/wp-content\/uploads\/2021\/01\/trabalho_400x400px-1-400x400.jpg 400w, https:\/\/fe.up.pt\/ipoint\/wp-content\/uploads\/2021\/01\/trabalho_400x400px-1.jpg 568w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-2{margin-top:0px!important;margin-bottom:31px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-2{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"margin-top:0px;margin-bottom:31px;\"><h3 class=\"title-heading-left\" style=\"margin:0;\">TRABALHAR: PASSO-A-PASSO<\/h3><\/div><\/div><span class=\"fusion-column-inner-bg hover-type-none\"><a href=\"https:\/\/paginas.fe.up.pt\/~ipoint\/bem-estar\/profissional\/trabalhar-passo-a-passo\/\"><span class=\"fusion-column-inner-bg-image\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"><\/span><\/a><\/span><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-3{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-3 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}.fusion-flex-container .fusion-row .fusion-builder-column-3 > .fusion-column-inner-bg { margin-right:5.76%;margin-left:5.76%; }@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-3{width:100% !important;order : 0;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-3 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:1.92%; }}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-3{width:100% !important;order : 0;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-3 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:1.92%; }}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-column-inner-bg-wrapper\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"padding: 0px 0px 0px 0px;\"><div ><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><img decoding=\"async\" width=\"400\" image_height=\"400\" image_id=\"4556\" title=\"carreira_400x400px\" src=\"https:\/\/paginas.fe.up.pt\/~ipoint\/wp-content\/uploads\/2021\/01\/carreira_400x400px-2.jpg\" class=\"img-responsive wp-image-4556\" srcset=\"https:\/\/fe.up.pt\/ipoint\/wp-content\/uploads\/2021\/01\/carreira_400x400px-2-200x200.jpg 200w, https:\/\/fe.up.pt\/ipoint\/wp-content\/uploads\/2021\/01\/carreira_400x400px-2.jpg 400w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-3{margin-top:0px!important;margin-bottom:31px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-3{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"margin-top:0px;margin-bottom:31px;\"><h3 class=\"title-heading-left\" style=\"margin:0;\">GEST\u00c3O DE CARREIRA<\/h3><\/div><\/div><span class=\"fusion-column-inner-bg hover-type-none\"><a href=\"https:\/\/paginas.fe.up.pt\/~ipoint\/bem-estar\/profissional\/gestao-de-carreira\/\"><span class=\"fusion-column-inner-bg-image\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"><\/span><\/a><\/span><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-4{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-4 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}.fusion-flex-container .fusion-row .fusion-builder-column-4 > .fusion-column-inner-bg { margin-right:5.76%;margin-left:5.76%; }@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-4{width:100% !important;order : 0;}.fusion-builder-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-4 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:1.92%; }}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-4{width:100% !important;order : 0;}.fusion-builder-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-4 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:1.92%; }}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-column-inner-bg-wrapper\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"padding: 0px 0px 0px 0px;\"><div ><span class=\" fusion-imageframe imageframe-none imageframe-4 hover-type-none\"><img decoding=\"async\" width=\"620\" image_height=\"620\" image_id=\"4559\" title=\"empreendorismo_400x400px\" src=\"https:\/\/paginas.fe.up.pt\/~ipoint\/wp-content\/uploads\/2021\/01\/empreendorismo_400x400px-2.jpg\" class=\"img-responsive wp-image-4559\" srcset=\"https:\/\/fe.up.pt\/ipoint\/wp-content\/uploads\/2021\/01\/empreendorismo_400x400px-2-200x200.jpg 200w, https:\/\/fe.up.pt\/ipoint\/wp-content\/uploads\/2021\/01\/empreendorismo_400x400px-2-400x400.jpg 400w, https:\/\/fe.up.pt\/ipoint\/wp-content\/uploads\/2021\/01\/empreendorismo_400x400px-2-600x600.jpg 600w, https:\/\/fe.up.pt\/ipoint\/wp-content\/uploads\/2021\/01\/empreendorismo_400x400px-2.jpg 620w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-4{margin-top:0px!important;margin-bottom:31px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-4{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"margin-top:0px;margin-bottom:31px;\"><h3 class=\"title-heading-left\" style=\"margin:0;\">EMPREENDEDORISMO<\/h3><\/div><\/div><span class=\"fusion-column-inner-bg hover-type-none\"><a href=\"https:\/\/paginas.fe.up.pt\/~ipoint\/bem-estar\/profissional\/empreendedorismo\/\"><span class=\"fusion-column-inner-bg-image\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"><\/span><\/a><\/span><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-5{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-5 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}.fusion-flex-container .fusion-row .fusion-builder-column-5 > .fusion-column-inner-bg { margin-right:5.76%;margin-left:5.76%; }@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-5{width:100% !important;order : 0;}.fusion-builder-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-5 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:1.92%; }}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-5{width:100% !important;order : 0;}.fusion-builder-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-5 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:1.92%; }}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":3493,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":"","_wp_rev_ctl_limit":""},"acf":false,"_links":{"self":[{"href":"https:\/\/fe.up.pt\/ipoint\/wp-json\/wp\/v2\/pages\/3497"}],"collection":[{"href":"https:\/\/fe.up.pt\/ipoint\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fe.up.pt\/ipoint\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fe.up.pt\/ipoint\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fe.up.pt\/ipoint\/wp-json\/wp\/v2\/comments?post=3497"}],"version-history":[{"count":0,"href":"https:\/\/fe.up.pt\/ipoint\/wp-json\/wp\/v2\/pages\/3497\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/fe.up.pt\/ipoint\/wp-json\/wp\/v2\/pages\/3493"}],"wp:attachment":[{"href":"https:\/\/fe.up.pt\/ipoint\/wp-json\/wp\/v2\/media?parent=3497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}