{"id":3497,"date":"2020-08-03T08:16:00","date_gmt":"2020-08-03T08:16:00","guid":{"rendered":"https:\/\/paginas.fe.up.pt\/~ipoint\/en\/?page_id=3497"},"modified":"2021-04-30T16:19:45","modified_gmt":"2021-04-30T15:19:45","slug":"finances","status":"publish","type":"page","link":"https:\/\/fe.up.pt\/ipoint\/en\/wellness\/professional\/finances\/","title":{"rendered":"Finances"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: left top;background-repeat: no-repeat;padding-top:20px;padding-right:0px;padding-bottom:20px;padding-left:0px;margin-bottom: 0px;margin-top: 0px;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"imageframe-align-center\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"83\" image_height=\"87\" image_id=\"4852\" title=\"icon_financas\" src=\"https:\/\/paginas.fe.up.pt\/~ipoint\/en\/wp-content\/uploads\/2021\/01\/icon_financas.png\" class=\"img-responsive wp-image-4852\"\/><\/span><\/div><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-center\" style=\"margin:0;\">Finances<\/h2><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-first\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><p><strong>Financing Opportunity and Scholarships<\/strong><\/p>\n<p>The attendance of a training program at FEUP can be financed through scholarships and research awarded by external institutions, government entities or partner institutions of the University through the conclusion of national and international agreements and consortia.<\/p>\n<p>Among the institutions that provide this type of support include the <a href=\"https:\/\/www.portaldiplomatico.mne.gov.pt\/en\/\" target=\"_blank\" rel=\"noopener noreferrer\">Diplomatic Portal<\/a>, the <a href=\"https:\/\/www.instituto-camoes.pt\/en\/activity-camoes\/what-we-do\/scholarships\" target=\"_blank\" rel=\"noopener noreferrer\">Cam\u00f5es Institute<\/a>, the <a href=\"https:\/\/www.fct.pt\/apoios\/bolsas\/concursos\/individuais2021.phtml.en\" target=\"_blank\" rel=\"noopener noreferrer\">Foundation for Science and Technology<\/a> (FCT), the<a href=\"https:\/\/app.becas-santander.com\/en\/program\/graduacao2021#description\" target=\"_blank\" rel=\"noopener noreferrer\"> Santander Universities Program ,<\/a>\u00a0the <a href=\"https:\/\/gulbenkian.pt\/en\/bolsas-lista\/\" target=\"_blank\" rel=\"noopener noreferrer\">Calouste Gulbenkian Foundation<\/a> or the <a href=\"https:\/\/www.akdn.org\/our-agencies\/aga-khan-foundation\/international-scholarship-programme\" target=\"_blank\" rel=\"noopener noreferrer\">Aga Khan Foundation<\/a><\/p>\n<p>FEUP offers scholarships in several research areas.<br \/>\nTo find out more about the research grants you should consult the <a href=\"https:\/\/sigarra.up.pt\/feup\/pt\/noticias_geral.lista_noticias?p_grupo_noticias=19\" target=\"_blank\" rel=\"noopener noreferrer\">news area of \u200b\u200bthe Portal<\/a>.<\/p>\n<p><strong>Opening a Bank Account<\/strong><\/p>\n<p>If you are thinking of moving, have just arrived in Portugal, opening a bank account in Portugal could make everyday life much simpler. Opening a bank account in Portugal is simple and fast. You will want to pick carefully, and to know how to identify strong points.<\/p>\n<p>This is what you should look out for:<\/p>\n<ul>\n<li>How simple is it to open an account?<\/li>\n<li>What is the minimum amount required to open an account?<\/li>\n<li>What services does the bank offer?<\/li>\n<\/ul>\n<p>Finding a bank which charges low commission or does not charge for regular services could be good for your savings.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-last\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-2\"><p>Besides this, there are some factors which can affect everyday life:<\/p>\n<ul>\n<li>Monthly commissions;<\/li>\n<li>Maintenance charges for credit or debit cards.<\/li>\n<li>Communication with your account manager. Look for a bank where you can communicate in English;<\/li>\n<li>Cost and speed of international transfers;<\/li>\n<\/ul>\n<p>Before opening your bank account you will need to present a number of documents and information to help your bank learn more about you. Generally your new bank will require:<\/p>\n<ul>\n<li>ID (Passport or, if you are an EU citizen, national ID card);<\/li>\n<li>Your national tax number and your Portuguese tax number (a temporary number will do), along with valid proof;<\/li>\n<li>Proof of address (such as rental contract or commodities bill);<\/li>\n<li>If you work in the country you may be asked to present proof of employment, such as a payslip or a contract;<\/li>\n<li>If you want to open an account for your child, you will need a birth certificate or equivalent.<\/li>\n<li>Besides this information, you may also need to present a photograph, your contact information as well as proof of any nationalities which are not on your ID.<\/li>\n<\/ul>\n<p>Finally, once your account has been opened, most Portuguese banks give you the possibility of doing online banking, such as paying bills, and transferring money.Besides this, you will have access to the many ATM machines around the country, from which you can withdraw cash, transfer money or make payments.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:936px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-column-inner-bg-wrapper\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"padding: 0px 0px 0px 0px;\"><div ><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img decoding=\"async\" width=\"568\" image_height=\"568\" image_id=\"4747\" title=\"trabalho_400x400px\" src=\"https:\/\/paginas.fe.up.pt\/~ipoint\/en\/wp-content\/uploads\/2021\/01\/trabalho_400x400px-1.jpg\" class=\"img-responsive wp-image-4747\" srcset=\"https:\/\/fe.up.pt\/ipoint\/en\/wp-content\/uploads\/2021\/01\/trabalho_400x400px-1-200x200.jpg 200w, https:\/\/fe.up.pt\/ipoint\/en\/wp-content\/uploads\/2021\/01\/trabalho_400x400px-1-400x400.jpg 400w, https:\/\/fe.up.pt\/ipoint\/en\/wp-content\/uploads\/2021\/01\/trabalho_400x400px-1.jpg 568w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-2{margin-top:0px!important;margin-bottom:31px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-2{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"margin-top:0px;margin-bottom:31px;\"><h3 class=\"title-heading-left\" style=\"margin:0;\">WORK: STEP-BY-STEP<\/h3><\/div><\/div><span class=\"fusion-column-inner-bg hover-type-none\"><a href=\"https:\/\/paginas.fe.up.pt\/~ipoint\/en\/wellness\/professional\/work_step_by_step\/\"><span class=\"fusion-column-inner-bg-image\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"><\/span><\/a><\/span><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-3{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-3 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}.fusion-flex-container .fusion-row .fusion-builder-column-3 > .fusion-column-inner-bg { margin-right:5.76%;margin-left:5.76%; }@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-3{width:100% !important;order : 0;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-3 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:1.92%; }}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-3{width:100% !important;order : 0;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-3 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:1.92%; }}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-column-inner-bg-wrapper\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"padding: 0px 0px 0px 0px;\"><div ><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><img decoding=\"async\" width=\"400\" image_height=\"400\" image_id=\"4752\" title=\"carreira_400x400px\" src=\"https:\/\/paginas.fe.up.pt\/~ipoint\/en\/wp-content\/uploads\/2021\/01\/carreira_400x400px-2.jpg\" class=\"img-responsive wp-image-4752\" srcset=\"https:\/\/fe.up.pt\/ipoint\/en\/wp-content\/uploads\/2021\/01\/carreira_400x400px-2-200x200.jpg 200w, https:\/\/fe.up.pt\/ipoint\/en\/wp-content\/uploads\/2021\/01\/carreira_400x400px-2.jpg 400w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-3{margin-top:0px!important;margin-bottom:31px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-3{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"margin-top:0px;margin-bottom:31px;\"><h3 class=\"title-heading-left\" style=\"margin:0;\">CAREER MANAGMENT<\/h3><\/div><\/div><span class=\"fusion-column-inner-bg hover-type-none\"><a href=\"https:\/\/paginas.fe.up.pt\/~ipoint\/en\/wellness\/professional\/career_management\/\"><span class=\"fusion-column-inner-bg-image\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"><\/span><\/a><\/span><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-4{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-4 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}.fusion-flex-container .fusion-row .fusion-builder-column-4 > .fusion-column-inner-bg { margin-right:5.76%;margin-left:5.76%; }@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-4{width:100% !important;order : 0;}.fusion-builder-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-4 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:1.92%; }}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-4{width:100% !important;order : 0;}.fusion-builder-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-4 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:1.92%; }}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-column-inner-bg-wrapper\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"padding: 0px 0px 0px 0px;\"><div ><span class=\" fusion-imageframe imageframe-none imageframe-4 hover-type-none\"><img decoding=\"async\" width=\"620\" image_height=\"620\" image_id=\"4753\" title=\"empreendorismo_400x400px\" src=\"https:\/\/paginas.fe.up.pt\/~ipoint\/en\/wp-content\/uploads\/2021\/01\/empreendorismo_400x400px-1.jpg\" class=\"img-responsive wp-image-4753\" srcset=\"https:\/\/fe.up.pt\/ipoint\/en\/wp-content\/uploads\/2021\/01\/empreendorismo_400x400px-1-200x200.jpg 200w, https:\/\/fe.up.pt\/ipoint\/en\/wp-content\/uploads\/2021\/01\/empreendorismo_400x400px-1-400x400.jpg 400w, https:\/\/fe.up.pt\/ipoint\/en\/wp-content\/uploads\/2021\/01\/empreendorismo_400x400px-1-600x600.jpg 600w, https:\/\/fe.up.pt\/ipoint\/en\/wp-content\/uploads\/2021\/01\/empreendorismo_400x400px-1.jpg 620w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-4{margin-top:0px!important;margin-bottom:31px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-4{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"margin-top:0px;margin-bottom:31px;\"><h3 class=\"title-heading-left\" style=\"margin:0;\">ENTREPRENEURSHIP<\/h3><\/div><\/div><span class=\"fusion-column-inner-bg hover-type-none\"><a href=\"https:\/\/paginas.fe.up.pt\/~ipoint\/en\/wellness\/professional\/entrepreneurship\/\"><span class=\"fusion-column-inner-bg-image\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"><\/span><\/a><\/span><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-5{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-5 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}.fusion-flex-container .fusion-row .fusion-builder-column-5 > .fusion-column-inner-bg { margin-right:5.76%;margin-left:5.76%; }@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-5{width:100% !important;order : 0;}.fusion-builder-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-5 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:1.92%; }}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-5{width:100% !important;order : 0;}.fusion-builder-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-5 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:1.92%; }}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":3493,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":"","_wp_rev_ctl_limit":""},"acf":false,"_links":{"self":[{"href":"https:\/\/fe.up.pt\/ipoint\/en\/wp-json\/wp\/v2\/pages\/3497"}],"collection":[{"href":"https:\/\/fe.up.pt\/ipoint\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fe.up.pt\/ipoint\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fe.up.pt\/ipoint\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fe.up.pt\/ipoint\/en\/wp-json\/wp\/v2\/comments?post=3497"}],"version-history":[{"count":16,"href":"https:\/\/fe.up.pt\/ipoint\/en\/wp-json\/wp\/v2\/pages\/3497\/revisions"}],"predecessor-version":[{"id":5122,"href":"https:\/\/fe.up.pt\/ipoint\/en\/wp-json\/wp\/v2\/pages\/3497\/revisions\/5122"}],"up":[{"embeddable":true,"href":"https:\/\/fe.up.pt\/ipoint\/en\/wp-json\/wp\/v2\/pages\/3493"}],"wp:attachment":[{"href":"https:\/\/fe.up.pt\/ipoint\/en\/wp-json\/wp\/v2\/media?parent=3497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}